Money Train 2 Slot Review: The Ultimate Heist Adventure by Relax Gaming

Money Train 2 slot machine

Introduction to Money Train 2

Money Train 2 by Relax Gaming is more than just a sequel – it’s a casino event. After the original Money Train gathered a cult following thanks to its raw volatility and lucrative bonus potential, Money Train 2 has taken the concept and upgraded it in almost every way. Released with much fanfare, this slot takes players on a wild, adrenaline-fueled ride through a futuristic, post-apocalyptic Wild West, combining imaginative design with top-tier features and huge win potential. In this in-depth, expert review, we’ll cover everything you need to know about Money Train 2: its features, gameplay mechanics, bonus rounds, graphics, payouts, pros, cons, RTP, volatility, and how it stands out among video slots in 2025.

Overview & Theme

Money Train 2 is set in a futuristic Wild West universe, merging steampunk aesthetics with gritty outlaw imagery. The backdrop immerses you in a world where old meets new – think battered locomotives armed with advanced contraptions, and outlaws sporting cyberpunk enhancements. The character-driven reels and dramatic soundtrack set a cinematic mood, making every spin feel part of a grand heist story.

Key Highlights:

  • Developed by Relax Gaming

  • Released: 2020, remains a fan favorite in 2025

  • Theme: Post-apocalyptic Wild West with a punk twist

  • Distinctive high-definition visuals and animations

Game Mechanics and Interface

The foundation of Money Train 2 is a standard five-reel, four-row grid featuring 40 fixed paylines. Every spin delivers crisp animations and seamless gameplay, whether you play on desktop or mobile. All payline wins are evaluated from left to right, beginning at reel one.

Key Features:

  • 5 reels x 4 rows

  • 40 paylines

  • Smooth and fast-paced spin mechanics

  • Friendly for both beginners and experienced slot players

The user interface is intuitive, uncluttered, and designed for easy navigation. Wagers and feature information are always visible without overwhelming the screen.

Symbols and Paytable

Money Train 2’s symbols are divided into low, medium, and high-paying categories, each meticulously crafted to fit the futuristic outlaw theme.

Low-Paying Symbols

  • Card Suits: Diamonds, Hearts, Clubs, Spades

  • Each pays for three or more in succession.

High-Paying Symbols

  • Character Portraits: Four amusing yet menacing gang members — the female sharp-shooter, the bruiser Collector, the green-hooded Sniper, and the mystical Necromancer.

  • Necromancer: The top-paying standard symbol, awarding up to 20x your stake for five of a kind.

Special Symbols

  • Wild (Exhaust Skull): Substitutes for all standard symbols and offers 20x the bet for five-of-a-kind.

  • Bonus Symbols: Trigger the game’s signature features.

Symbol 5 in a Row 4 in a Row 3 in a Row
Necromancer 20x 10x 5x
Female Player 10x 6x 3x
Sniper 8x 4x 2x
Collector 6x 3x 1.5x
Wild 20x 10x 5x

All line wins are multiples of the bet per line.

RTP, Volatility & Win Potential

RTP (Return to Player)

Money Train 2 stands out with an RTP that can vary between 94.4% and 96.4% depending on the jurisdiction and casino. The higher RTP setting gives you a better shot at long-term return, so it’s worth checking the version your casino offers.

Money Train 2 might provide an RTP at a maximum of 96.4% in its premium version and as unfavorable as 94.4% for the bad version. It’s much more significant than it may appear on the surface.

Volatility

This slot is categorically high volatility (rated 5/5). That means you can experience dry spells, but when wins hit, they can be massive. The hit frequency is around 19.6%, equating to a win approximately every fifth spin.

Maximum Payout

Money Train 2 offers a max win of 50,000x your stake – one of the largest among modern video slots. However, attaining the max payout is rare and reserved for the luckiest of heist attempts.

  • x15+ win probability: 1 in 90

  • x1,000+ win probability: 1 in 103,478

Respin & Money Cart Bonus Features

This is where Money Train 2 truly shines and sets itself apart from other slots.

Respin Feature

Triggered when two bonus symbols appear anywhere on the reels. Both reveal a multiplier, and you’re awarded a respin. While the symbols hold, every non-winning respin increases the multiplier by +1. The round ends as soon as a line win occurs, and the total multiplier is applied to the win.

Money Cart Bonus Round

The Money Cart Bonus is the showstopper of Money Train 2, pulling you straight into a high-stakes, cascading heist.

How it works:

  • Triggered by landing three or more bonus symbols anywhere on the reels.

  • All triggering symbols reveal multipliers (1x–10x), with Golden Bonus symbols offering 20x–200x.

  • The grid expands, and you’re awarded three free spins. Every new symbol that lands resets the spin count to three.

  • The round only ends when no symbols land in three consecutive spins.

Special Bonus Symbols:

  • Payer: Adds its multiplier to all other visible symbols.

  • Collector: Gathers all visible values and adds the sum to itself.

  • Sniper: Doubles the multiplier of up to 8 other symbols.

  • Necromancer: Revives 2–7 used non-persistent symbols for another effect.

  • Collector/Payer: A hybrid; adds, multiplies, and collects values in one go.

  • Reset Plus: Increases the respin meter’s starting value by one on your next trigger.

Persistent Symbols:

  • Persistent Payer: Adds a multiplier to all symbols on every spin.

  • Persistent Collector: Collects all visible values on every spin.

  • Persistent Sniper: Doubles multipliers of up to 8 symbols on every spin.

This bonus round is energetic, tense, and packed with win potential, often leading to the slot’s biggest payouts. It’s also the reason many players opt to use the buy feature to jump straight to the bonus, where available.

Graphics, Sound, and Mobile Experience

One of Money Train 2’s greatest strengths is its audiovisual design. The steampunk characters are vivid, animated, and expressive. The reels scroll smoothly over a weathered train carriage amid a dusty, deserted landscape. Explosions, gunfire, and train horns punctuate bonus rounds, building excitement.

  • Graphics: Top-tier, with rich 2D and 3D elements

  • Soundtrack: Gritty, suspenseful Western themes with metallic, industrial SFX

  • Animations: Dynamic transitions between base game and bonus rounds

  • Mobile Optimization: Flawless on iOS and Android; buttons and reels scale perfectly for touchscreen play.

Betting Range & Accessibility

Money Train 2 is accessible to all bankrolls:

  • Minimum bet: $0.10 (or local currency equivalent)

  • Maximum bet: $20 to $1,000 per spin, depending on the operator

  • Capped maximum win: 50,000x stake, regardless of bet size

The wide betting range makes it attractive to both casual players and high-rollers.

User Experience and Playability

Beginner-Friendly: The layout is intuitive, and key bet info is always visible. The help menu offers a thorough breakdown of features and symbol values, making it easy for newcomers to understand.

Buy Bonus Feature: In many jurisdictions, a buy-in option lets you purchase direct entry to the Money Cart Bonus for 100x your stake, speeding up high-stakes gameplay. Note: Not available in the UK and some regulated markets.

Auto-Spin & Turbo Modes: Streamline your experience with automated spins and faster animation options.

Session Duration: High volatility means longer streaks without wins but with the potential for significant rewards in a single feature, so session management is important.

Money Train 2: Pros and Cons

Pros Cons
Huge 50,000x max win potential High volatility; can be streaky
Brilliant graphics & immersive theme Bonus round complex for beginners
Wide bet range; fit for all player types Max win extremely rare
Exciting and varied bonus features RTP can be lower at some casinos
Fast, smooth mobile experience Buy Feature not available everywhere

Comparison with the Original Money Train

Feature Money Train Money Train 2
Max Win 20,000x 50,000x
RTP 96.2% Up to 96.4%
Bonus Features Money Cart More symbols, persistent features
Graphics & Animation Good Superior, more detailed
Theme Classic Western Steampunk, punk-inspired Wild West
Bet Range Wider in sequel From $0.10 up to $1,000 per spin
Popularity High Even higher, industry benchmark

Money Train 2 is regarded by most players and reviewers as a superior, more entertaining, and more lucrative follow-up. The sequel retains the heart of the first but dials everything up, especially the bonus feature depth and win potential.

Tips & Strategies

  • Know Your Casino’s RTP Setting: Always check that your chosen online casino offers the 96.4% version if possible, as this increases your long-term winning chances.

  • Patience Is Key: High volatility means chasing big wins, so play within your limits and focus on sustained play rather than quick results.

  • Master the Bonus Round: Understanding how bonus multipliers and persistent symbols interact can lead to better results, especially when using the Buy Feature.

  • Adjust Bet Size for Longer Sessions: Due to streaky base gameplay, smaller bets can keep you in the game longer, improving your chances of unlocking the bonus.

Frequently Asked Questions

Q: What is the max win on Money Train 2?
A: The max payout is 50,000x your stake — one of the highest available among online slots.

Q: Is Money Train 2 fair?
A: Yes, it’s licensed by major gambling jurisdictions and is fully audited for fairness. Always play at reputable casinos with the highest RTP setting.

Q: Can I play Money Train 2 on mobile?
A: Absolutely. The game is fully optimized for iOS and Android devices.

Q: Is the Bonus Buy feature available everywhere?
A: No, this feature is restricted in the UK and certain other countries due to local gambling regulations.

Q: What is the RTP of Money Train 2?
A: RTP varies by casino, typically 94.4% or 96.4%. Always choose the higher version when available for better returns.

Final Verdict

Money Train 2 represents the gold standard in modern video slots. Relax Gaming has crafted an immersive, high-stake adventure that balances stunning presentation with innovative gameplay features. While its high volatility means you’ll need a bit of luck and plenty of patience, the rewards — especially the Money Cart Bonus Round — can be truly life-changing when playing at a thrilling online casino.

The combination of inventive mechanics, massive win potential, high RTP, and unforgettable graphics has earned Money Train 2 a reputation as the go-to slot for daring pokie players and bonus feature seekers. Whether you’re a seasoned slot veteran or just looking for your next big win, climbing aboard Money Train 2 is an adventure worth taking.

For slot fans chasing a legendary payout in an expertly-crafted, cinematic environment, Money Train 2 is simply unmissable.